Optimise

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.

Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued. Receivables finance is available in most major currencies and as early as the next business day. You can release cash previously caught in the sales cycle to cover day-to-day expenses or pay suppliers faster thereby negotiating more favourable rates and terms. With the flexibility to access the entire amount available or draw down only what you need, receivables finance is also an effective strategy for self-funding growth.

Flexible solutions for pre-shipment and post-shipment financing, driving enhanced cash flow for corporate customers. Offer finance services cover whole trade process, and help you take opportunities to build trust with suppliers or buyers.

We can offer domestic trade settlement and financing services as well, which include RMB domestic Letter of Credit and comprehensive drafts services, and also contribute to your domestic business expansion.

Leverage the strength of our specialised lending business for tailored trade finance solutions designed specifically for businesses that produce, trade and purchase commodities including energy, metals and agriculture. Our commodity and structured trade finance team understands that every player along the global supply chain – from production to transformation to marketing – has specific financing requirements. With product specialists located across Europe, Asia, the Middle East and the Americas, we are able to provide traditional and structured trade financing solutions in both emerging and developed markets. Our solutions are customized to meet your specific needs.

HSBC’s Supply Chain Finance can meet the needs of both buyers and suppliers and optimize payment, offering early payment options to suppliers and reducing their financing cost. Meanwhile, our solution can help you reduce cost in supply chain finance and strengthen channel loyalty. Our supply chain finance solutions have been fully digitalized and allow you to log in HSBCnet or via Host-to-host connection with your ERP systems, and you will enjoy an end-to-end digital journey from document upload to early payment.