Deposit Rates

Renminbi Current Savings:

As at 29 July 2024


Interest rate (% p.a. before tax)
0.15

Renminbi Time Deposits*:

As at 29 July 2024


Term	Interest rate (% p.a. before tax)
3 Months	1.0500
6 Months	1.2500
12 Months	1.3500
24 Months	1.4500
36 Months	1.7500
60 Months	1.8000
Note: Minimum balance for Commercial Banking customers’ single Renminbi time deposit is CNY10,000

Renminbi Contract Savings:

As at 29 July 2024


Deposit Rate (% p.a. before tax)
0.60

Renminbi 7 Day Call Deposits:

As at 29 July 2024


Deposit Rate (% p.a. before tax)
0.70

Australian Dollar (AUD)


Multi-Currency Savings:	As at 1 December 2020
Deposit amount	Interest rate (% p.a. before tax)
0.00-99,999,999,999.99	0.01


Time Deposits:	As at 1 December 2020
Term	Interest rate (% p.a. before tax)
7 Days	0.0100
14 Days	0.0100
1 Month	0.0100
2 Months	0.0100
3 Months	0.0100
6 Months	0.0100
12 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

British Pound (GBP)


Multi-Currency Savings:	As at 6 March 2017
Interest rate (% p.a. before tax)
0


Time Deposits:	As at 1 December 2020
Term	Interest rate (% p.a. before tax)
7 Days	0.0100
14 Days	0.0100
1 Month	0.0100
2 Months	0.0100
3 Months	0.0100
6 Months	0.0100
12 Months	0.0100
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

Canadian Dollar (CAD)


Multi-Currency Savings:	As at 6 March 2017
Interest rate (% p.a. before tax)
0.01


Time Deposits:	As at 1 April 2020
Term	Interest rate (% p.a. before tax)
1 Month	0.0500
3 Months	0.0500
6 Months	0.0500
12 Months	0.0500
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

Euro (EUR)


Multi-Currency Savings:	As at 6 March 2017
Interest rate (% p.a. before tax)
0


Time Deposits:	As at 1 April 2020
Term	Interest rate (% p.a. before tax)
1 Month	0.0500
3 Months	0.0500
6 Months	0.0500
12 Months	0.0500
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

Hong Kong Dollar (HKD)


Multi-Currency Savings:	As at 8 July 2019
Interest rate (% p.a. before tax)
0.01 (0 for Non-resident Account)


Time Deposits:	As at 1 April 2020
Term	Interest rate (% p.a. before tax)
1 Month	0.0100
3 Months	0.1000
6 Months	0.2000
12 Months	0.3000
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

Japanese Yen (JPY)


Multi-Currency Savings:	As at 6 March 2017
Interest rate (% p.a. before tax)
0


Time Deposits:	As at 1 April 2020
Term	Interest rate (% p.a. before tax)
1 Month	0.0500
3 Months	0.0500
6 Months	0.0500
12 Months	0.0500
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

Singapore Dollar (SGD)


Multi-Currency Savings:	As at 6 March 2017
Deposit amount	Interest rate (% p.a. before tax)
0.00-99,999,999,999.99	0


Time Deposits:	As at 1 December 2020
Term	Interest rate (% p.a. before tax)
7 Days	0.0005
14 Days	0.0005
1 Month	0.0010
2 Months	0.0010
3 Months	0.0010
6 Months	0.0100
12 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

United States Dollar (USD)


Multi-Currency Savings:	As at 1 April 2020
Interest rate (% p.a. before tax)
0.001 (0.01 for Non-resident Account）


Time Deposits:	As at 1 December 2020
Term	Interest rate (% p.a. before tax)
7 Days	0.0100
14 Days	0.0100
1 Month	0.0500
2 Months	0.0500
3 Months	0.1000
6 Months	0.1000
12 Months	0.2000
24 Months	0.0100
Note: Minimum balance: USD2,000 or equivalent

For the interest rates of other currencies, please contact our branch/sub-branch or your relationship manager.

Please note that above interest rates are for reference only and are subject to changes from time to time without prior notice.

For further information, please visit your nearest HSBC Branch in mainland China or to contact us directly, please call Retail Banking and Wealth Management Customer
Service hotline on 800-820-8878 ([86] (21) 3888 8878 if you are outside of mainland China or are using a mobile phone).

Click here for foreign exchange rates.

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