Deposit Rates
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| iPhone | Android |
Renminbi (CNY)
| Renminbi Savings: | As at 6 March 2017 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0.30 | |
| Time Deposits: | As at 6 March 2017 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 3 Months | 1.3500 |
| 6 Months | 1.5500 |
| 12 Months | 1.7500 |
| 24 Months | 2.2500 |
| 36 Months | 2.7500 |
| 60 Months | 2.7500 |
Note:
|
|
| Renminbi Contract Savings |
|---|
| Deposit Rate (% p.a. before tax) |
| 1.00 |
| Minimum Balance (RMB) |
| 500,000 |
| 7 Day Call Deposits |
|---|
| Deposit Rate (% p.a. before tax) |
| 1.10 |
Australian Dollar (AUD)
| Multi-Currency Savings: | As at 1 April 2020 |
|---|---|
| Deposit amount | Interest rate (% p.a. before tax) |
| 0.00-99,999,999,999.99 | 0.05 |
| Time Deposits: | As at 1 April 2020 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.2000 |
| 3 Months | 0.2500 |
| 6 Months | 0.2500 |
| 12 Months | 0.2500 |
Note:
|
|
British Pound (GBP)
| Multi-Currency Savings: | As at 6 March 2017 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0 | |
| Time Deposits: | As at 1 April 2020 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.0100 |
| 3 Months | 0.1000 |
| 6 Months | 0.1000 |
| 12 Months | 0.1000 |
| 24 Months | 0.0100 |
Note:
|
|
Canadian Dollar (CAD)
| Multi-Currency Savings: | As at 6 March 2017 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0.01 | |
| Time Deposits: | As at 1 April 2020 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.0500 |
| 3 Months | 0.0500 |
| 6 Months | 0.0500 |
| 12 Months | 0.0500 |
| 24 Months | 0.0100 |
Note:
|
|
Euro (EUR)
| Multi-Currency Savings: | As at 6 March 2017 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0 | |
| Time Deposits: | As at 6 March 2017 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.0001 |
| 3 Months | 0.0001 |
| 6 Months | 0.0001 |
| 12 Months | 0.0001 |
| 24 Months | 0.0001 |
Note:
|
|
Hong Kong Dollar (HKD)
| Multi-Currency Savings: | As at 8 July 2019 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0.01 (0 for Non-resident Account) | |
| Time Deposits: | As at 1 April 2020 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.0100 |
| 3 Months | 0.1000 |
| 6 Months | 0.2000 |
| 12 Months | 0.3000 |
| 24 Months | 0.0100 |
Note:
|
|
Japanese Yen (JPY)
| Multi-Currency Savings: | As at 6 March 2017 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0 | |
| Time Deposits: | As at 6 March 2017 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.0001 |
| 3 Months | 0.0001 |
| 6 Months | 0.0001 |
| 12 Months | 0.0001 |
| 24 Months | 0.0001 |
Note:
|
|
Singapore Dollar (SGD)
| Multi-Currency Savings: | As at 6 March 2017 |
|---|---|
| Deposit amount | Interest rate (% p.a. before tax) |
| 0.00-99,999,999,999.99 | 0 |
| Time Deposits: | As at 6 March 2017 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.1250 |
| 3 Months | 0.2000 |
| 6 Months | 0.2500 |
| 12 Months | 0.3000 |
Note:
|
|
United States Dollar (USD)
| Multi-Currency Savings: | As at 1 April 2020 |
|---|---|
| Interest rate (% p.a. before tax) | |
| 0.001 (0.01 for Non-resident Account） | |
| Time Deposits: | As at 1 April 2020 |
|---|---|
| Term | Interest rate (% p.a. before tax) |
| 1 Month | 0.1000 |
| 3 Months | 0.2000 |
| 6 Months | 0.3000 |
| 12 Months | 0.3000 |
| 24 Months | 0.0100 |
Note:
|
|
For the interest rates of other currencies, please contact our branch/sub-branch or your relationship manager.
Please note that above interest rates are for reference only and are subject to changes from time to time without prior notice.
For further information, please visit your nearest HSBC Branch in mainland China or to contact us directly, please call Retail Banking and Wealth Management Customer Service hotline on 800-820-8878 ([86] (21) 3888 8878 if you are outside of mainland China or are using a mobile phone).
Click here for foreign exchange rates.