Deposit Rates

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Renminbi (CNY)

Renminbi Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.30

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
3 Months 1.3500
6 Months 1.5500
12 Months 1.7500
24 Months 2.2500
36 Months 2.7500
60 Months 2.7500
Note:
  • Minimum balance for Commercial Banking customers: CNY10,000

 

Renminbi Contract Savings
Deposit Rate (% p.a. before tax)
1.00
Minimum Balance (RMB)
500,000

 

7 Day Call Deposits
Deposit Rate (% p.a. before tax)
1.10

Australian Dollar (AUD)

Multi-Currency Savings: As at 1 April 2020
Deposit amount Interest rate (% p.a. before tax)
0.00-99,999,999,999.99 0.05

 

Time Deposits: As at 1 April 2020
Term Interest rate (% p.a. before tax)
1 Month 0.2000
3 Months 0.2500
6 Months 0.2500
12 Months 0.2500
Note:
  • Minimum balance: USD2,000 or equivalent

British Pound (GBP)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 1 April 2020
Term Interest rate (% p.a. before tax)
1 Month 0.0100
3 Months 0.1000
6 Months 0.1000
12 Months 0.1000
24 Months 0.0100
Note:
  • Minimum balance: USD2,000 or equivalent

Canadian Dollar (CAD)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.01

 

Time Deposits: As at 1 April 2020
Term Interest rate (% p.a. before tax)
1 Month 0.0500
3 Months 0.0500
6 Months 0.0500
12 Months 0.0500
24 Months 0.0100
Note:
  • Minimum balance: USD2,000 or equivalent

Euro (EUR)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0001
3 Months 0.0001
6 Months 0.0001
12 Months 0.0001
24 Months 0.0001
Note:
  • Minimum balance: USD2,000 or equivalent

Hong Kong Dollar (HKD)

Multi-Currency Savings: As at 8 July 2019
Interest rate (% p.a. before tax)
0.01 (0 for Non-resident Account)

 

Time Deposits: As at 1 April 2020
Term Interest rate (% p.a. before tax)
1 Month 0.0100
3 Months 0.1000
6 Months 0.2000
12 Months 0.3000
24 Months 0.0100
Note:
  • Minimum balance: USD2,000 or equivalent

Japanese Yen (JPY)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0001
3 Months 0.0001
6 Months 0.0001
12 Months 0.0001
24 Months 0.0001
Note:
  • Minimum balance: USD2,000 or equivalent

Singapore Dollar (SGD)

Multi-Currency Savings: As at 6 March 2017
Deposit amount Interest rate (% p.a. before tax)
0.00-99,999,999,999.99 0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.1250
3 Months 0.2000
6 Months 0.2500
12 Months 0.3000
Note:
  • Minimum balance: USD2,000 or equivalent

United States Dollar (USD)

Multi-Currency Savings: As at 1 April 2020
Interest rate (% p.a. before tax)
0.001 (0.01 for Non-resident Account)

 

Time Deposits: As at 1 April 2020
Term Interest rate (% p.a. before tax)
1 Month 0.1000
3 Months 0.2000
6 Months 0.3000
12 Months 0.3000
24 Months 0.0100
Note:
  • Minimum balance: USD2,000 or equivalent

 

For the interest rates of other currencies, please contact our branch/sub-branch or your relationship manager.

Please note that above interest rates are for reference only and are subject to changes from time to time without prior notice.

For further information, please visit your nearest HSBC Branch in mainland China or to contact us directly, please call Retail Banking and Wealth Management Customer Service hotline on 800-820-8878 ([86] (21) 3888 8878 if you are outside of mainland China or are using a mobile phone).

Click here for foreign exchange rates.

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