HSBC Zhi Yin

Smarter Move for SMEs
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It is time to drive renewed growth through transformation. In the face of ever-rising new challenges, SMEs need to quickly respond to new changes, efficiently address the new normal and firmly grasp new opportunities. Leveraging the power of digital technology, HSBC has created innovative financial solutions focused on the needs of SMEs to accelerate your growth every step of the way.


Two new services that offer convenient, efficient, secure and transparent banking solutions for SME clients.


HSBC China Corporate Banking WeChat Mini Program

One interface that covers a full range of SME banking solutions. It is designed to empower clients for efficient development by providing up-to-date information on treasury management for SMEs as well as plain vanilla features such as account inquiry

  • Linked to your accounts at HSBC China and HSBC Hong Kong. Account details viewable in real time.
  • One-button access to HSBC Easy-Payroll.
  • AI-powered live chat available 7x24, providing on-demand banking advice in a timely manner.

 

 


Digital application for account opening

Fully digitalised process that delivers a faster, easier and more transparent account opening experience for SME clients.

  • One-button access to application and material submission
  • Confirmation by HSBC within 24 hours
  • Streamlined list of required documents and information items
  • Access to HSBC’s digital banking platform via PC, mobile APP and HSBC China Corporate Banking WeChat Service Account activated immediately after account opening

 

 

Scan the QR code now to apply for account opening

  1. Applicable to locally incorporated SME clients that open their first-ever HSBC accounts at HSBC China between now and 30 September 2021, and meet the following requirements:
    - Client must open the account through online application
    - Client must complete digital user activation within one month after account opening including initial login at HSBCnet and HSBCnet Mobile, and user binding at HSBC Corporate Banking WeChat Service
  2. Applicable to new clients for RMB+FX account opening that make a lump-sum payment of 5-month e-banking service fee, apply for preferential rates for transfers and meet requirement A
  3. Applicable to new clients for RMB account opening that make a lump-sum payment of 5-month e-banking service fee and meet requirement A, or new clients for RMB+FX account opening that make a lump-sum payment of 5-month e-banking service fee, apply for preferential rates for transfers and meet requirement A
  4. Applicable to new clients that initiate onshore inter-bank RMB transfers digitally and meet requirements A and C



SMEs are one of the main drivers of the Chinese economy. HSBC has been closely following the development of SMEs in China and created a wide array of forward-looking financial solutions to meet their needs. The Bank is committed to providing solid financial support for SME clients to seize emerging business opportunities for renewed growth.



Industry-leading digital banking platform

  • Streamlined and easy-to-use e-banking system for SMEs
  • Paperless multi-currency e-payment system that supports real-time status tracking
  • Comprehensive e-FX trading platform for different needs
  • Mobile solution for omni-channel collections
  • ERP Adaptor – plug-and-play cash management H2H solution
  • Guangdong-Hong Kong Express Payment, as fast as 2 minutes

Learn more



Crossover collaboration

HSBC recently launched e-Payroll, a one-stop digital solution for payroll management, in collaboration with its HR/payroll service partner. Besides basic payroll services, the solution also features value-added offerings including HR support, compensation calculation, tax calculation and tax management.

  • HSBC recently launched e-Payroll, a one-stop digital solution for payroll management, in collaboration with its HR/payroll service partner. Besides basic payroll services, the solution also features value-added offerings including HR support, compensation calculation, tax calculation and tax management.
  •  Leading solution for expat payroll with exclusive access to preferential exchange rates and express e-banking services that drive maximum employee satisfaction

Learn more



Diverse lending and financing

  • Diverse lending options with flexible tenors and methods of payment to provide liquidity support for corporates
  • Innovative products including Property Backed Loan Express, SME Finance Guarantee Scheme, Vzoom Tax Loan, with credit limit up to RMB 10 million, available in Beijing, Shanghai, Guangzhou and Shenzhen
  • Cross-border (e-commerce) financing solutions featuring offshore debt under onshore guarantee and onshore debt under offshore guarantee to address onshore-offshore funding gap for our corporate clients
  • Trade finance solutions for international and domestic trade

Apply now






HSBC has extensive experience in serving global corporates with a full range of offerings and a team of professional bankers. Through our SME Finance Guarantee Scheme, the Bank not only provides a cheaper and faster financing solution for small and micro businesses, but also seeks to help them go global by seizing overseas opportunities for sustainable growth.

Philip Chiu Country Head of Business Banking Commercial Banking, HSBC China

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