Product and Solution
Business banking with HSBC
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Lending on housing collaterals Property Backed Loan Express
- Loan approval cycle down to 3 days
- Credit limit up to RMB10 million.
*Housing collaterals at designated locations on Beijing, Shanghai, Guangzhou and Shenzhen only.
Guaranteed Loans
Collaborating with guarantee agencies in Beijing, Shanghai and Guangzhou to roll out a wide range of guaranteed loans with dedicated speedy approval for SMEs to access flexible liquidity support.
- Beijing: credit limit up to RMB 500 thousand or RMB 3 million.
- Shanghai: credit limit up to RMB 5 million.
- Guangzhou: credit limit up to RMB 5 million.
Leading financing solutions and cross-border services
- Cross-border financing solutions featuring offshore debt under onshore guarantee and onshore debt under offshore guarantee serve to address onshore offshore funding gap for our corporate customers.
- In the Guangdong Hong Kong Macao Greater Bay Area, HSBC provides locally relevant services such as PRD HK express payment and exclusive offerings such as low interest FX loans, currency hedging and discounting services at Shenzhen’s Nansan district.
- HSBCnet Single banking platform with Guangdong Hong Kong connectivity. “One Region, One"
Commercial Banking Service Hotline
400 821 8878
Flexible solutions for trade finance
- Trade risk mitigation solutions including forfaiting and factoring.
- One simple and intuitive platform that provides multiple solutions for receivables finance.
- Flexible solutions for pre shipment and post shipment financing, driving enhanced cash flow for corporate customers.
- Comprehensive and customized Bank Guarantee/ Standby Letter of Credit services that cover customer needs in many industries.
- Comprehensive E draft solutions that drive higher efficiency for customers' trade settlement and finance.
- Letter of credit services that benefit customers' business development both home and abroad, improve mutual trust between trading parties, and free up more capital. Discounting services that provide short term liquidity for customers to finance their immediate development.
Commercial Banking Service Hotline
400 821 8878
Smarter banking solutions
Besides providing a full range of lending options, HSBC can also fulfill corporate need for higher growth through its smarter banking solutions.
- HSBC Easy-Payroll: One-stop digital solution for payroll management with integrated HR/payroll services. Apply now. Complimentary use for 365 days.
- Mobile-enabled omni-channel payment and collections platform that provides one-stop solution for collections and reconciliation to drive more efficient cash management for corporate customers.
- HSBC Trade Transaction Tracker, a quick overview of your transaction progress, optimizing cash management and supply chain management.
- HSBC’s exclusive FX platform for viewing spot and forward rates of all currencies and online rate lock-in.
- HSBC China Corporate Banking WeChat Service that features balance enquiry, transaction alert and e-advice, payment tracker and electronic reply on corporate account reconciliation.
- E-Port and E-Tax.
Commercial Banking Service Hotline