Deposit Rates

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Renminbi (CNY)

Renminbi Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.30

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
3 Months 1.3500
6 Months 1.5500
12 Months 1.7500
24 Months 2.2500
36 Months 2.7500
60 Months 2.7500
Note:
  • Minimum balance for Commercial Banking customers: CNY10,000

 

Renminbi Contract Savings
Deposit Rate (%)
1.00
Minimum Balance (RMB)
500,000

 

7 Day Call Deposits
Deposit Rate (%)
1.10

Australian Dollar (AUD)

Multi-Currency Savings: As at 6 March 2017
Deposit amount Interest rate (% p.a. before tax)
0.00-99,999,999,999.99 0.2375

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 1.2400
3 Months 1.3125
6 Months 1.3250
12 Months 1.5000
Note:
  • Minimum balance: USD2,000 or equivalent

British Pound (GBP)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.2000
3 Months 0.3000
6 Months 0.4000
12 Months 0.5000
24 Months 0.2000
Note:
  • Minimum balance: USD2,000 or equivalent

Canadian Dollar (CAD)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.01

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0500
3 Months 0.0500
6 Months 0.3000
12 Months 0.4000
24 Months 0.4000
Note:
  • Minimum balance: USD2,000 or equivalent

Euro (EUR)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0001
3 Months 0.0001
6 Months 0.0001
12 Months 0.0001
24 Months 0.0001
Note:
  • Minimum balance: USD2,000 or equivalent

Hong Kong Dollar (HKD)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.01

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0400
3 Months 0.1300
6 Months 0.2300
12 Months 0.6000
24 Months 0.5000
Note:
  • Minimum balance: USD2,000 or equivalent

Japanese Yen (JPY)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.0001
3 Months 0.0001
6 Months 0.0001
12 Months 0.0001
24 Months 0.0001
Note:
  • Minimum balance: USD2,000 or equivalent

Singapore Dollar (SGD)

Multi-Currency Savings: As at 6 March 2017
Deposit amount Interest rate (% p.a. before tax)
0.00-99,999,999,999.99 0

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.1250
3 Months 0.2000
6 Months 0.2500
12 Months 0.3000
Note:
  • Minimum balance: USD2,000 or equivalent

United States Dollar (USD)

Multi-Currency Savings: As at 6 March 2017
Interest rate (% p.a. before tax)
0.05

 

Time Deposits: As at 6 March 2017
Term Interest rate (% p.a. before tax)
1 Month 0.2000
3 Months 0.3000
6 Months 0.5000
12 Months 0.6000
24 Months 0.5000
Note:
  • Minimum balance: USD2,000 or equivalent

 

For the interest rates of other currencies, please contact our branch/sub-branch or your relationship manager.

Please note that above interest rates are for reference only and are subject to changes from time to time without prior notice.

For further information, please visit your nearest HSBC Branch in mainland China or to call us via: for commercial banking customers, please call 400-882-6688.

Click here for foreign exchange rates.

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