Innovation Growth Fund

With our global network and cross-border expertise, HSBC is able to provide comprehensive financial solutions. The Innovation Growth Fund is designed to support Pearl River Delta businesses to innovate and grow beyond boundaries.

Dedicated lending fund for innovation

The RMB 2 billion Innovation Growth Fund is intended to help innovators go as far as their ambitions take them.


Exclusive preferential lending rates

Successful applicants can benefit from preferential rates on lending.


Enhanced Business Vantage Plus offer

Successful applicants can enjoy RMB2, 000 or RMB3, 500 account opening fee waiver of enhanced Business Vantage Plus as well as take advantage of integrated financial planning and privilege incentives.


Trade Voucher offer

Successful applicants can receive a total of RMB3, 000 trade vouchers to enjoy preferential trade transactions by deducting the trade related tariff.


Innovation Forum

Successful applicants will be invited to HSBC’s Innovation Forum. Bringing together renowned thought leaders in innovation, we’re looking to help turn insights into opportunities.


Unparalleled Presence

We look to connect you with more opportunities with the most branches among foreign banks in Pearl River Delta.


Innovation Growth Fund criteria

Pearl River Delta enterprises who meet any one of the requirements listed below can apply for the Innovation Growth Fund:
  • High tech enterprises
  • Traditional business or manufacturers with transformative technology, products or services
  • Emerging industries

Terms and Conditions:

  • The promotional period is from 12 Dec 2016 to 11 Dec 2017 (the ‘Programme Period’), both dates inclusive. All applications must be submitted during the Promotional Period. 
  • All loan applications are subject to the Bank's usual credit assessment approval procedure.
  • The preferential rate will be decided based on company’s actual operation status and HSBC credit policy. 
  • The enhanced Business Vantage Plus account opening fee waiver is applicable for the company who successfully applied for the Innovation Growth Fund. The received fee will be credited to company’s account in one month after the approval of the fund. Account opening fee for PRC registered company is RMB 2,000 while that for non-PRC registered company is RMB 3,500.
  • The trade vouchers offer is exclusively available to new to trade customers who successfully applied for the Innovation Growth Fund.
  • The trade vouchers are valid for deducting import trade and export trade related tariff included in Tariff of Accounts and Services for Corporate Customers. The Tariff of Accounts and Services for Corporate Customers is published in the following link: which is subject to change from time to time at HSBC’s sole discretion without prior notice.  
  • Each trade voucher can only be redeemed subject to applicable Terms and Conditions of the programme. In case of any discrepancies between the Terms and Conditions and other promotional materials related to the programme, these Terms and Conditions shall apply and prevail. Please refer to the Terms and Conditions printed on the vouchers for redemption details.
  • For the avoidance of doubt, the trade vouchers are valid for deducting bank service fee only, and not for deducting interest. Each trade voucher can be used only once, and only one voucher can be presented per eligible transaction. The Bank does not constitute any agreement or obligation between the customer and the Bank.
  • The trade vouchers are valid for successful applicants only and cannot be transferred., and cannot be exchanged for cash. Altered, damaged or photocopied vouchers will not be accepted. There will be no replacement for lost, defaced, damaged, misplaced or misused vouchers. 
  • The programme and its associated Terms and Conditions may be adjusted from time to time or the programme may be withdrawn/partially withdrawn at the Bank's discretion or according to laws and regulations and/or directives as given by the local authorities without prior notice. If any disputes arise, the decision of HSBC shall be final and conclusive. 
  • In the event of discrepancy between the English and Chinese versions of the terms and conditions, the Chinese version shall prevail.  

Apply now

  • Call our enquiry hotline on (020) 83131339
  • Visit HSBC branches in PRD or contact your relationship manager

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