Insurance Business Introduction

Operation Risk Related

Products that protect your business from the risks of natural disaster, human error and other unforeseeable accidents.

According to the actual operating situation, your company may have the following requirements:

Property All Risks Insurance

  1. Industry Applicability: All industries
  2. Action: Indemnifies any physical loss or damage (including fire and explosion) of the Insured Subject listed in the Insured Address in the Insurance Contract directly caused by any NATURAL HAZARD or ACCIDENT, in accordance with the terms and conditions herein. The Insured Subject includes buildings, decoration, machines, equipment, fixed equipment, parts, furniture and stock, etc.

Public Liability Insurance

  1. Industry Applicability: Real estate/Hotel or Restaurant/Retail/Museum/Manufacturing
  2. Action: Provides comprehensive protection to you, including all legal costs and expenses, lawsuit fees and other loss, caused by accidental injury or death to third parties and accidental loss or damage to property belonging to third parties, which is in connection with your business.

Employer Liability Insurance

  1. Industry Applicability: All industries
  2. Action: Indemnifies your legal liability including lawsuit fees in respect of death or bodily injury by accident or through occupational disease caused during the period of insurance to any employee or employees whilst being engaged, in the course of employment by you, in the work connected with your trade as stated in the Policy.

Product Liability Insurance

  1. Industry Applicability: Manufacturing/Retail/Restaurant industry
  2. Action: Indemnifies the payment which you become legally liable for and legal expenses caused by accidental injury or death to third parties and accidental loss or damage to property belonging to third parties, which is in connection with defects of the products that is produced, distributed, sold or maintained by you.

Director & Officer Liability Insurance

  1. Industry Applicability: Listed companies, especially listed in Hong Kong and overseas
  2. Action: Indemnifies directors and officers for their wrongful acts in their capacities as directors and officers of their companies. Coverage includes out of court settlements, judgment or settlement sums awarded, legal fees and expenses involved in defending official investigations/examinations into the affairs of the company. The "Wrongful Act" generally means any error, misstatement, misleading statement, act or omission, neglect, or breach of duty actually or allegedly committed or attempted, by a director or officer, individually or otherwise, in his /her capacity as a director or officer of the company and its subsidiaries.

The listed insurance products and services are provided by HSBC global strategic partner, JLT Lixin Insurance Brokers Co., Ltd. HSBC is not the agent of such insurance products and the above materials should not be regarded as an offer or solicitation to any person to make purchases in the mentioned products. All rights and obligations related to the mentioned products should be referred to legal documents provided by JLT Lixin Insurance brokers Co., Ltd.

For further information, please contact your relationship manager, or call our professional insurance service team: 021 - 3888 5465 or 021 - 3888 5462.

Trade Risk Related

Trade risk related insurance products protect your company from the loss caused from buyer’s default or any material loss or damage of goods in transit, so as to sustain your business operation.

According to actual business situation, your company may have the following requirements:

Marine Cargo Insurance

  1. Industry Applicability: Manufacturing/ Import and Export Trade Industry
  2. Action: Indemnifies material loss of goods caused by natural hazards or accident in transit, in accordance with the terms and conditions herein the insurance contract.

Trade Credit Insurance

  1. Industry Applicability : Manufacturing/ Import and export Trade Industry
  2. Action: Trade credit insurance can protect a company's entire or parts of the account receivables portfolio flexibly. Clients will experience high standard of professional services. This includes:
    • Domestic Credit Insurance
    • Export Credit Insurance
    • Loan Insurance
    • Political Risk Insurance
    • Surety Bond

The listed "Marine Cargo Insurance" product and services are provided by HSBC global strategic partner AXA Tianping P&C Insurance Co. Ltd. HSBC is the agent of this product;

The listed "Trade Credit Insurance" product and services are provided by HSBC global strategy partner JLT Lixin Insurance Brokers Co., Ltd. HSBC is not the agent of such insurance products.

The above materials should not be regarded as an offer or solicitation to any person to make purchases in the mentioned products. All rights and obligations related to the mentioned products should be referred to legal documents provided by JLT Lixin Insurance brokers Co., Ltd.

For further information, please contact your relationship manager, or call our professional insurance service team: 021 - 3888 5465 or 021 - 3888 5462.

Employee Benefits Related

An insurance plan that covers benefit costs over and above the public health care plan, to help your business provide benefits that help you motivate and retain staff.

Related to employee benefit plans, your company may have the following requirements:

Group Life Accidental and Medical Insurance

Elite Group Health Insurance

The listed insurance products and services are provided by HSBC global strategic partner Allianz China Life Insurance Company Limited and AXA Tianping P&C Insurance Co., Ltd. respectively. HSBC is the agent to sell these products.

The above materials should not be regarded as an offer or solicitation to any person to make purchases in the mentioned products. If you need to purchase the related products, please ask the Bank for the related legal documents.

All the rights and obligations related to the mentioned products should be referred to such legal documents. For further information, please contact your relationship manager, or call our professional insurance service team: 021 - 3888 5465 or 021 - 3888 5462.

List of Insurance Products sold by CMB

Seq. On Shelf Insurance Product Name Launch Date Product Provider
1 Group One-Year Term Life Insurance B (GTLB) 2014/4/29 Allianz China Life Insurance Company Limited
2 Allianz Group Accidental Death and Dismemberment Insurance(GADD02) 2014/4/29 Allianz China Life   Insurance Company Limited
3 Allianz Group Accidental Medical Reimbursement Rider (GAMR03) 2014/4/29 Allianz China Life   Insurance Company Limited
4 Allianz Group Accident Hospitalization Income Rider(GAHI02) 2014/4/29 Allianz China Life   Insurance Company Limited
5 Group Hospitalization Income Rider (GHI) 2014/4/29 Allianz China Life   Insurance Company Limited
6 Allianz An Kang He Mei Group Medical Rider(GIOPR) 2014/4/29 Allianz China Life   Insurance Company Limited
7 Allianz An Kang He Shuo Group Maternity Rider(GMBR) 2014/4/29 Allianz China Life   Insurance Company Limited
8 Allianz Group Dread Disease Rider(GDD03) 2014/4/29 Allianz China Life   Insurance Company Limited
9 Allianz Group Carriers Accidental Death and Dismemberment Insurance(GCADD02) 2014/4/29 Allianz China Life   Insurance Company Limited
10 SMARTCARE ELITE Individual Health Insurance - Individual SCE 2013/4/15 AXA Tianping P&C Insurance Co., Ltd.
11 SMARTCARE ELITE Group Health Insurance - Group SCE 2013/4/25 AXA Tianping P&C Insurance Co., Ltd.
12 AXATP Marine&Cargo Insurance 2015/12/21 AXA Tianping P&C Insurance Co., Ltd.

 

The listed insurance products and  services are provided by HSBC global strategic partner Allianz China Life Insurance Company Limited and  AXA Tianping P&C Insurance Co., Ltd respectively. HSBC is the agent to sell these products.

The above materials should not be regarded as an offer or solicitation to any person to make purchases in the mentioned products. If you need to purchase the related products, please ask the Bank for the related legal documents. All the rights and obligations related to the mentioned products should be referred to such legal documents.

For further information, please contact your relationship manager, or call our professional insurance service team: 021 - 3888 5465 or 021 - 3888 5462.

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